APR vs interest rate?

APR includes fees and costs, giving the true cost. Interest rate is just the borrowing charge.

APR Calculator

Calculate the annual percentage rate of a loan

Loan Amount

Interest Rate

Loan Fees

Term

years

APR ≈ (Total Interest + Fees) / Principal / Years × 100

APR includes interest and fees to show the true annual cost of borrowing.

0k loan, 5% rate, $500 fees

APR ≈ 5.5% including fees.

Calculate the true annual percentage rate including fees for accurate loan cost comparison.

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