Credit Card Payoff Calculator
Find how long to pay off credit card debt
$
%
$
Formula
Months = -log(1 - Balance × r / Payment) / log(1 + r)
Calculates how many months until the balance reaches zero at given payment amount.
Examples
$5,000 at 22% APR,
Paid off in ~31 months with ~
,187 in interest.
Frequently Asked Questions
About Credit Card Payoff
See how long it takes to pay off credit card debt and how much interest you'll pay.
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