Debt-to-Income Calculator
Find your debt-to-income ratio for loan qualification
$
$
Formula
DTI = Monthly Debt / Gross Monthly Income × 100
Debt-to-income ratio measures debt payments as a percentage of gross income.
Examples
,500 debt on $6,000 incomeDTI = 25%, rated "Good".
DTI = 25%, rated "Good".
Frequently Asked Questions
About Debt-to-Income
Calculate your debt-to-income ratio, a key metric lenders use for loan approval decisions.
Related Calculators
Mortgage Calculator
Calculate monthly mortgage payments, interest, and amortization
Use calculator
Compound Interest Calculator
See how your money grows with compound interest over time
Use calculator
Loan Calculator
Calculate loan payments, interest costs, and payoff timelines
Use calculator
Salary Calculator
Convert between hourly, monthly, and annual salary
Use calculator