Mortgage Recast Calculator

    Calculate new payment after mortgage recast

    $
    $
    %
    years

    Formula

    New Payment = (B-L) × r(1+r)^n / ((1+r)^n - 1)

    Recalculates payment after lump sum reduces principal.

    Examples

    50k, $50k lump sum

    Reduces monthly payment significantly.

    Frequently Asked Questions

    About Mortgage Recast

    Calculate your new mortgage payment after a recast.