抵押贷款计算器
计算每月抵押贷款付款、利息和摊销
$
$
%
years
公式
M = P × [r(1+r)^n] / [(1+r)^n - 1]
P is loan principal, r is monthly rate, n is total payments.
示例
$300k at 6.5%
With $60k down on 30yr, monthly payment ≈
,516.72.
常见问题
关于 抵押贷款计算器
A mortgage calculator helps you understand the true cost of homeownership by breaking down monthly payments into principal and interest. Understanding your payments before applying puts you in a stronger position.
The interest rate dramatically impacts total cost. Even 0.5% can mean tens of thousands over 30 years. Fixed-rate mortgages keep the same rate for the entire term, while ARMs start lower but can change.